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Medicare Resource Center

Insurance Broker in Florence, KY and Cincinnati, OH
Opening at 9:00 AM on Monday
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Updates

August 23, 2022
Good Riddance Medicare Donut Hole!
Medicare’s donut hole is the bane of existence for retirees with expensive medications.

They will get substantial relief in 2025, when the Inflation Reduction Act, signed by President Biden last week, will cap all retirees’ annual drug copayment...

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How to Sign Up: A Guide to Medicare Enrollment

Turning 65 is the trigger point for the vast majority of Americans to enroll in Medicare. Since the Social Security Administration (SSA) handles enrollments, you will typically sign up at the Social Security office nearest you or online at SSA.gov. ...

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Retirees could see their monthly Social Security checks jump by $175 next year. Is that enough to keep up with inflation?

Social Security recipients could see the largest increase to their checks in decades next year.

Even so, for many retirees, the bump in their annual cost-of-living adjustmen...

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Medicare Advantage premiums to decline slightly in 2022, Part D to rise by nearly 5%

Average Medicare Advantage plan premiums are expected to hit $19 per month next year, a slight decline from the $21.22 in 2021.

But Medicare Part D plan premiums will continue to increase by nearly 5% to $33 ne...

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Cost of insulin is driving Americans into debt, study finds
CharityRX found people take on $9,0000 of debt on average to cover insulin costs.
By Shirin Ali | June 22, 2022

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Medicare beneficiaries can qualify for Extra Help paying for their monthly premiums, annual deductibles, and co-payments related to Medicare prescription drug coverage.

We estimate the Extra Help is worth about $5,100 per year. To qualify for Extra Help, you must be receiving Medicare and have l...

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Struggling to afford your prescription medications but make too much to qualify for the Part D Extra Help program or Medicaid? Check out the assistance programs offered by the various drug manufacturers. Some allow you to make up to 400% of the Federal Poverty limit. To find your medication an...

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Testimonials

6 months ago
Lisa has been our medicare person since we moved to KY 5 years ago. She has done a great job helping us select a plan that works for us. She has explained things clearly and has reviewed new options with us as our needs/health situations and doctors changed. She's very thorough and pleasant.
Richard

Your One-Stop Medicare Shop

Medicare Resource Center is your local one-stop Medicare shop serving the Northern Kentucky, Cincinnati, Dayton, and Columbus markets. A full-service insurance brokerage, we offer Medicare Supplement, Medicare Advantage and Part D plans from most major carriers. Our free, no-obligation Medicare consultations are available in-person or via secure video conference by appointment.  A typical new client consultation lasts about an hour, during which we'll cover some Medicare basics as well as your coverage preferences regarding Medicare Supplements (Medigap), Medicare Advantage and Medicare Prescription drug plans. Bring your list of doctors and/or medications with you if you'd like so we can narrow down a list of plans based on the doctors you see and/or medications you take. By the end of our process you should come away with one or two plan recommendations based on your coverage preferences and a thorough needs analysis.  From there we can discuss next steps (plan deep dive, follow up at a later date, enrollment, etc.)

If you are within three months of turning age 65 or older and not ready to start your monthly Social Security benefits yet, you can access the Social Security Administration's online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later. It takes less than 10 minutes, and there are no forms to sign and usually no documentation is required.  For those not able or willing to apply for Medicare online, you can also request a phone appointment by calling your local social security office.  Please note that it can take 3 weeks or more to get on their schedule for a callback, so be sure to give them a call as soon as you make the decision to apply.  If you're already drawing social security you should receive your Medicare card automatically about 3 months prior to your 65th birthday month.

For higher income beneficiaries (those making more than $91,000/year if single, or $182,000/year if married in 2022), please be sure to check out the Income Related Monthly Adjustment Amount (IRMAA) charged by the Social Security Administration for your Medicare Part B and Part D premiums.  Amounts change from year-to-year and are based on your Modified Adjusted Gross Income from two (2) years prior.  While Medicare can many times offer a greater savings vs. employer provided coverage, the IRMAA surcharge can change this calculus.  Don't be caught off-guard.  Know your true Medicare costs before you apply.

We look forward to working with you!

Blue Ash   🔹  West Chester  🔹 Rookwood/Hyde Park  🔹 Florence

NOTICE:  We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.


Contact Us

Contact

Call now
  • (800) 375-1195
  • (513) 445-2755
  • (859) 363-5649

Address

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7310 Turfway Road Suite 550
Florence, KY 41042
USA

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM
Sat:10:00 AM – 2:00 PM
Sun:Closed
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